Gift cards are a popular present for people who are hard to buy for and since the NSW Government introduced new reforms, consumers now have three years to use them.
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This is the first year Christmas shoppers will benefit from minimum three year expiry dates on gift cards.
Businesses banned from applying post-purchase administration
In previous years, the majority of gift cards only offered a 12 month expiry date.
That’s a fairer deal for consumers this holiday season and puts up to $60 million a year back in the hands of NSW shoppers.
The three-year mandatory minimum expiry period provides people receiving gift cards this year with much more flexibility and peace of mind.
An estimated $200 million a year was being lost by Australian shoppers because up to eight per cent of recipients did not use the full balance by the 12 month deadline, forfeiting the amount left on the card.
Under the NSW reforms, businesses are also banned from applying post-purchase administration fees to gift cards, which can reduce the balance left on the card.
2019 DIARIES KEEPING SENIORS INFORMED
Scams, elder abuse, funerals and pensions are all covered in a free diary aimed at keeping seniors informed of their legal rights.
I’d like to encourage seniors to pick up a free 2019 Legal Topics for Older People Diary that will help them understand their rights under the law and plan the year ahead.
The diary from Legal Aid NSW is full of useful tips that will help seniors protect their rights and to keep safe. Elder abuse is everybody’s business.
All older Australians have a right to expect safe, dignified treatment.
That’s why this year’s diary contains important information about how to identify elder abuse, and information about where to get help.
As well as helping older people plan their year, the publication provides a wealth of tips, helpful contacts and information on government services, including how to access many of the Government’s cost of living initiatives.
The diaries are free and in stock at The Office of Paul Toole, 1/229 Howick St, Bathurst.
STAY SAFE AND ENJOY THE CHRISTMAS HOLIDAYS
Many will be looking forward to a welcome break and this will often involve travelling so be sure to allow plenty of time, don't be in a rush and remember - reaching your destination safely, even if a little late, is the most important thing.
It may also mean time in and around the water, so make common sense your priority and look out for your mates.
There will also be others who are working through this period to provide the important emergency and other services we need in our community and to those people, sincere thanks.
Christmas offers us the opportunity not only for celebration but also for reflecting on the past and looking ahead to the year to come.
We’ve had a great year and are looking forward to an even better 2019.
On behalf of my wife Jo, my children Scout, Rhayne and Keely, and my electoral staff; I wish you all a safe and Merry Christmas.
